Marmot and I went to see a house on Saturday that has been on the market for less than a week….and we loved it.

Soo many pluses….its HUGE….5 bedrooms, 3 bathrooms….over 4,000 square feet. The neighborhood is stunning, the schools are excellent, close proximity to my job….and the inside has painted trim, hardwoods, lots of storage, and great paint colors…in other words, I could move in without changing a thing.

The downsides? It needs some touch-ups on the paint, a few little fix-up things like the vanity in the main floor bathroom, and in a few years I’d want to update the kitchen. And, the yard is smaller than I would have liked. But yeah, that’s it for downsides.

Its just a little bit more than what we wanted to spend, just a bit. We could afford it without Marmot having a job, but it would be things like opting out of cable and being extra careful financially until he has a job again. We’re in our lease until June, so even considering this house would mean that the owners would have to accept an offer with a closing date in May, and who knows if they’d be willing to do that. Those are some big if’s, but its an amazing house.

If you were selling a house in a stagnated market and in December someone offered you 10% less than what you were asking for with a closing date in May….would that be insulting?

Its a risk, its a jump….but something we know we’ll do eventually. I’m usually very calculated, and there are just so many unknowns. The tight finance margins make Marmot nervous. And honestly, decisions like this make me sick to my stomach.